Providing benefits + satisfaction in Employee Group Benefits to both small to large employers.

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Service, experience, creativity and customization really matter when looking for the right benefit solution.

Customized Group Benefits

As a well-established benefits firm serving employers throughout California, our expertise spans the entire spectrum of Employee Benefits. We design robust, cost-effective benefit programs and offer value-add benefit technology, EaseCentral, to our clients.

HR Compliance Expertise

In addition to providing traditional compliance services to employers, we specialize in assisting San Francisco employers with the unique compliance requirements of the San Francisco Health Care Security Ordinance (HCSO) and other local ordinances.

Our Top Carriers

We have built strong long-term relationships with many of California’s top carriers.

Health Coverage

Additional Coverage


What Our Clients Say About Us

Mogo Marketing

Samantha and her team at Benefaction are true partners to me and to Mogo. They are extremely responsive, knowledgeable, and deeply oriented to caring for us as a client. The new online portal for benefits enrollment and management has been a huge plus! As a small employer (50 employees) ,it would be easy to feel like a little fish in a big pond with a benefits broker – but with Benefaction, we always feel like a top priority. I truly value and appreciate our partnership.

Anna Nogueiro
Director of Human Resources

A16 Rockridge and SPQR restaurants

Working with Samantha Ehlen at Benefaction Insurance for over ten years has provided our restaurants with excellent support. Keeping updated on laws for compliance, she not only helps us resolve workplace challenges as a trusted advisor. In addition, Benefaction provides us with SF HCSO Compliance and Reporting, ACA Compliance and Reporting, an Employee Benefit Portal. Benefaction’s dedication to clients is apparent, and Samantha and her team are always extremely quick to respond to our needs. I highly recommend Benefaction for any company

Shelley Lindgren
Owner – A16

Momos SF, Mission Rock Resort and Pete’s Tavern

All I can really say is that in a very dark and ever changing world of employee benefits, health benefits and reporting requirements, my company would be lost without Benefaction. You and your team have taken a task beyond our skill sets and created compliance where there was none while providing accountability in the process. I honestly don’t know what I would be doing right now had you not stepped in. My only regret is that I did not make a change to Benefaction’s HR servicing sooner!

Peter W Osborne

Redwood Management Services

As a Human Resources Consultant, I have worked with a number of group health insurance brokers, and Benefaction is the best. The knowledge of their field is exceptional, and the service is outstanding. All of my clients to whom I have referred Benefaction, have been thrilled with the services because Benefaction takes such good care of them.

Jan Grimes

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